Does the deadline vary by state?

Yes. Most states use a 2–3 year window for injury lawsuits, but exceptions exist. Use our state pages or speak with an attorney promptly.

Is WreckMatch a law firm?

No. WreckMatch connects accident victims with experienced personal injury attorneys at no upfront cost. We are a legal referral service operated by WreckMatch LLC — not a law firm — and we do not provide legal advice.

How fast will someone contact me?

After you call (978) 515-6063 or submit our form, we typically reach you within 60 seconds to start free matching.

Statute of Limitations for Car Accidents by State | WreckMatch Blog

What is a statute of limitations?

It is the last date to file a lawsuit. After it passes, courts usually dismiss injury claims.

Typical windows

Personal injury: often 2–3 years from the crash (varies by state)
Property damage only: sometimes shorter
Claims against cities/states: often months, with notice requirements

Special cases

Minors — clocks may pause until adulthood
Wrongful death — separate rule from injury claims
UM/UIM — may follow contract notice rules too

Do not wait for the insurer to “finish investigating”

Negotiation does not stop the clock. If you are close to the deadline, speak with an attorney immediately.

Find your state: All 50 states · examples: Florida · New York · Free help form · (978) 515-6063

WreckMatch connects accident victims with experienced personal injury attorneys in their state at no upfront cost. We are a legal referral service operated by WreckMatch LLC — not a law firm — and we do not provide legal advice. This article is general information only, not legal advice. For personalized help call 855 WRECKMATCH · (855) 897-3256 or submit the form on our homepage.